First, it all began when I moved out of the house to my own apartment. There were things to be bought: a bed to sleep on, a table to eat at, a couch to sit on and most importantly a television to watch. An example of a false sense of reality would be for me to think that I could afford all these things. Where would I get the money to purchase all these necessities? It occurred to me that I could purchase everything on credit. At that age, the concept of credit felt like instant gratification. Of course, bills started to pile up. Soon I realized I could not afford to pay them because I simply did not make enough money. I h

Finally, I think all those financial and legal problems "drove me to drink". Not every twenty-one year old heads to a bar as soon as they are legal, but most do. I started going out to bars with friends every weekend. I found that drinking would temporarily take away my worries. I would soon realize that my problems were getting worse. Not only was I a criminal, as my mother would refer to me, I was becoming an alcoholic. It took most of my twenties to learn that drinking alcohol was not going to make my problems go away, it would only make matters worse. I was tired of waking up with splitting headaches and wasting weekend afternoons recovering from the night before. One day, I consciously made a decision to stop drinking as a sport. Now, it is rare that you will find me drinking alcohol at all.

ad no other choice but to avoid creditors and pay them when I could. Not paying bills on time, or simply not paying them at all, has adversely affected my credit. After applying for credit several times, I have been denied each t

Some common words found in the essay are:
Los Angeles, , matters worse, false sense reality, bad credit, drinking alcohol, sense reality, moving violation, pay bills, false sense,
Approximate Word count = 700
Approximate Pages = 3 (250 words per page double spaced)