Buying a Log Home

A detailed Summary of Buying a Log Home

Through a light mist I noticed a log structure that drew my attention. As I walked nearer the mist rose and cleared to reveal the home of my dreams, a log cabin. The price on this log home was reasonable enough for my income. The spacious cabin met the needed requirement for my future family. Its location on the outskirts of the city of Binghamton made it a perfect distance between home and work. A log home must meet the size, price, and location according to the buyers needs. The square footage of the cabin is determined by the size of the bottom floor. This is determined by the width of the house multiplied by the length of the house. First knowing the number of rooms on the bottom floor will help to establish this.

Firstly, the size of my house is determined by my needs. I have a family of four, including two children. My home includes one master bedroom and two other bedrooms for the kids. Additionally there are the two bathrooms in which one is for the guests and the other for family use. Of course there is also a kitchen, dining room, and living room. My other rooms include a den, an extra bedroom for guests, a recreational room for my kids, a computer room, and a room for my musical hobbies.

There are two styles of roofing you can use. The traditional roofing material is shingles. These usually have a warranty of twenty years and have to be replaced every so often depending on the location of your home. The other, which will last a lifetime, is metal. This is a real deal because it will definitely save you in the long run. There are no replacement costs because it lasts years beyond the average lifetime.

Another less important factor is the amenity. You can include a deck, which I have on my cabin, pool, Jacuzzi, or anything you want. Depending on what you add on, you can add a lot more to the cost of a home.

The first expense that I paid was the down payment. The down payment is the first payment of the mortgage. The larger the down payment, the less that I will have to borrow from the bank. Next I had to pay closing costs, which include the banks cost of surveying, well, septic, property taxes, house insurance, and appraisal (Otsego). A survey of the land measures the exact boundaries of the property. The well and septic connects the house to the water table and the septic drains the waste and water from the house. The taxes of the property must be paid upon closing of the house. The appraisal fee covers the estimate of a property's fair market value (Otsego).

Second, the price of my home met the needs of my families' budget. My first concern is the overall cost of the cabin. The total cost is determined by the square footage of the home. I decided to use Otsego Log Homes as my realtor. According to their prices and the size, I paid about $22,400. The square footage is approximately 2,584 square feet (Otsego). Included in the total cost are the mortgage, down payment, and closing costs. A mortgage is a loan secured by the property or home that is bought (Coldwell Banker).

econd floor and a basement. The master bedroom is usually on the second floor in log cabins, as it is in m

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