There are many different governmental programs designed to provide security for individuals and families. Both public assistance and social insurance programs are organized and undertaken by the government and have the broad social purpose of reducing want destitution. Social insurance is different from public assistance. Social insurance is an insurance program that is compulsory for nearly all Americans, eligibility criteria and benefits are

In addition to these monthly benefits, a small amount of a death payment of $255 is made upon the death of a worker who is fully or currently insured. It is paid to the spouse living with the worker at the time of death, or a spouse that is entitled otherwise, or children entitled. If there is no children or a spouse, the death benefit is not paid. It is the only benefit that has not raised since the Social Security legislation was passed in 1935 (Pritchett, Schmit, Doerpinghaus, and Athearn.)

For retirement income benefits, you have to be a fully insured worker. You are more than eligible to receive most of these benefits. A spouse or a divorced spouse has the right to receive these benefits if is atleast 62 years of age, caring for a at least one child of the retired worker, or a dependent child, grandchild or great-grandchild of the retired worker who is under 18 , a full time students when he is 18 or 19, and disabled which began before he was 22, he is entitled to benefits. Normal retirement age has been 65. A fully insured worker can receive full retirement benefits at 65 reduced benefits at 62. Due to financial pressures according to Pritchet, Schmit, Doerpinghaus, and Athearn, the Social Security system Amendments of 1983 redefined the age of full benefits eligibility. It will be in a later age by the year 2022 to be able to get Social Security benefits.

When people talk about Social Security, they are referring to a program created in 1935. This program had the appreviations of OAL standing for "Old-Aged Insurance." As more time passed, benefits were added and the program was referred to as "Old-Aged and Survivors' Insurance" or OASI. It was OASDI when disability benefits were added. And when it was the OASDHI, it was because it was the addition of hospital and medical benefits. It is now referred as the "Social Security" in its publications.(Social Security Handbook)

Survivors' benefits protect the surviving dependents of a fully or currently insured deceased worker. A surviving spouse if has a child under the age of 16 can receive monthly benefits to take care of the child. Also the child is disabled under the age of 18, or a full time student attending elementary school he is eligible. Also if the surviving spouse is entitled to monthly income payments if was dependen

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