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Car Insurance

The most exciting moment of our life is when we learn how to drive and actually get on behind the wheel. Who wouldn't insist to learn to drive especially we turn to the age of 15 or 16. I was really excited when my dad taught me how to drive. When I actually started the first turn on the road, I realized that driving was not easy for me. Since that time, I had told myself that I should not drive so fast on the road because I might get an accident. In order to become better drivers, it is not really necessary that we are men or women. It is the skill of driving and how well trained of driving that person can achieve. We can always remember that learning how to drive is one thing, but learning to be a good driver is asking a person a lot of accomplishment. According to the article, "Women are better Drivers," Phyllis Mcginley states that women can achieve a better accomplishment than men for driving an automobile. I do not believe the idea that the author had stated in the article that women are better drivers, that discriminates against young male drivers.

In North Carolina, car insurance companies base their prices on experience, charging more for less experienced drivers. The highest rates fall on the largest group


Another girlfriend of mine, Dong, who has to work to support her car insurance, thinks the insurance pricing system is too expensive. "Car insurance is ridiculous," she said. "When I started driving, my dad paid and it was only $200-$300 a year. When I switched to my mom's car, my insurance tripled," she said. Dong is one of many students at San Jose State University that I knew. There are many other teenagers have gone through a rough time dealing with this issue. They have to pay such a high rate for car insurance in order to drive to work, to school, or to run for their own errands. My another girlfriend's father, Mr. Vo thinks that car insurance for teenagers is too expensive. Mr. Vo also thinks there should be more ways of reducing car insurance prices for teenagers. "They should give good students and safe drivers a discount," he said. Actually, there is 15% discount rate for the students who would get B's average. This would be depending to the Insurance Company policy. For example, the 20th Insurance Company does not have this policy.

Some students were forced to drive without paying their car insurance because they didn't feel like they should have to, "I will not pay for something that I didn't get into any accidents before." But I do believe that a person wouldn't learn if he didn't pay for what he caused it. For example, Hau is responsible and willing to do whatever it takes. He caused an accident a year ago and is still paying the difference of the increase in his car insurance. "It was pretty high, like $150 more each payment," he said. "I had to get a job to cover it." Hau will have to pay about $1,000 more a year because of an accident he was recently involved in. "I don't mind the fact that it goes up," he said. "I mind the fact that it goes up when I pay money for my car to get fixed."

There are good drivers and bad drivers. There is no different between men or women because the statistic is just a small sample to draw a conclusion the standard point. No one has a good overview, so we just cannot assume that "women are better driv

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Approximate Word count = 1409
Approximate Pages = 6 (250 words per page double spaced)


  

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