The article A Woman's Self-Defense Guide to Estate Planning provides a step-by-step analysis of the risks and issues women must consider when planning an estate. This article does a great job pinpointing the risks of creating a joint account with a husband or cohabitant. The reason a women must be so careful revolves around the fact that a person's assets will go to the beneficiary of the account upon the death of the account holder, not to the children or other family members. Because of this, precautions must be made when deciding what type of account to open. Before opening a joint account, couples should seek professional advice to make sure all the options have been wei
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