When I turned 18, I made the worst mistake of my life. I applied for a Master Card. To this day, I still wonder why that Master Card gave me a $1,000.00 Credit limit. The day that I received my card, I went out and charged a Kenwood cd player for my car. Even though I had absolutely no money in my bank account, or the money for the bill, I still charged $343.00 for my very first purchase.

In a website written by "Debt solutions"1. I found some useful information that it states that the average credit card balance in America is $7,000 with the minimu

Some methods that I found that would be useful that john writes in his website. He says that Take out a small sum of every paycheck and that should be enough for at least the minimum payment for the monthly credit card payment. Another sure-fire method that he mentioned was to get a second job. Use the money from the second job just for your payments that you are in debt with. I feel every cent counts when I am trying to save for those damn credit card collectors. Simmons, john; "sure fire ideas for debt free living" Currently my own strategy is to disguise my own voice just so I don't have to talk to them over the phone, I find that it works wonders when I don't feel like talking to the wretched collectors.

m monthly payment; it would take the person 25 years to repay the full amount. "Credit card Solutions"1 also stated that Credit card companies solicits the average American 7 times a year through the mail, also the average household has 10 credit cards.<

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Approximate Word count = 650
Approximate Pages = 3 (250 words per page double spaced)