The purpose of this study is to determine additional areas where artificial intelligence

technology may be applied for positive identifications of individuals during financial

transactions, such as automated banking transactions, telephone transactions , and home

banking activities. This study focuses on academic research in neural network technology .

This study was funded by the Banking Commission in its effort to deter fraud.

Recently, the thrust of studies into practical applications for artificial intelligence

have focused on exploiting the expectations of both expert systems and neural network

computers. In the artificial intelligence community, the proponents of expert systems

have approached the challenge of simulating intelligence differently than their counterpart

It is expected that the upcoming neural network chips and add-on boards from Intel will add blinding speed

Thompson, William. "Overturning the Category Bucket." BYTE January 1991: 249-50+.

they found in their experiments with monkeys.

and it has an accuracy of about 80 percent. Eventually this system will be able to evaluate all symbols

that bore little relationship to reality. This was partially due to the over-excitement in

Speech recognition products are expected to break the billion-dollar sales mark this year for the first time.

They state that, "In digital systems, data and computational operations must be converted into

neurobiologists are increasingly moving toward neural network type simulations. One such

mimic the function of the retina of the human eye. Previous research in this field consisted

word is spoken slowly in an otherwise silent setting. This type of system is easily confused by back

The retina was first tested by changing the light intensity of just one single pixel while the

understanding speech and identifying voices that utilizes the power of neural networks. Previous attempts

Some common words found in the essay are:
Carver Mead, Ben Yuhas', Conclusion Neural, Sprint Telephone's, Recommendations Breakthroughs, Rhode Island, Brody Neural, Character Recognition, Overview Recently, Hopkins University, neural network, neural networks, speech recognition, visual recognition, voice recognition, expert systems, optical character recognition, character recognition, optical character, financial transactions, middle layer, automated financial transactions, systems capable recognizing, neural network applications, security automated financial,
Approximate Word count = 2858
Approximate Pages = 11 (250 words per page double spaced)