When any organization requires a debt, the organization has to first judge its own position, and there may be deals with the supplier to get a deal that will satisfy everybody. (Considering Alternatives to Bankruptcy) This is not possible when the supplier is a large organization, but it is always worth a try. The next alternative is to try to reduce the payments to a level where the hospital may pay without any difficulties, and some organizations may accept this considering that it is a method through which they will be able to service their own judgment of their social obligations at the cost of the profits on which they will have to pay out a large share as taxes to the government any way. For all these methods to be tried it is better to have associates with the organization who have gone on this route before and would like to do it again as a social service. (Preparing a business case).

             The correct method of taking any loan is to provide the requirement of loan as a business case. The case for the particular item has to be supported by the duration, scale and complexity of the proposal. Generally the purchases will be divided into two classes - small scale asset purchase and large scale asset purchase. For purchase of small scale assets the loan will be given as a short term debt. Of course for the asset to be viewed as a small scale asset, the turnover of the hospital has to be large enough.